Buying a home

UK stamp duty & property tax calculator

Estimate stamp duty and other UK residential property purchase taxes. Choose England or Northern Ireland for SDLT, Scotland for LBTT, or Wales for LTT.

UK planning tool · Rates checked 1 November 2026

Your numbers

Your results

Estimated SDLT£0.00
Tax before separate surcharges£0.00
Separate surcharges£0.00
First-time buyer relief applied£5,000.00
Effective purchase tax rate0%
UK estimate in pounds sterling · See the assumptions below.

When to use this calculator

Use this property tax calculator to explore the price and buyer-status options it models. Check first-time buyer relief, additional-home rules and completion-date rates with the official guidance and your solicitor.

How to calculate UK property purchase tax

Purchase tax = sum of each price slice × its rate, plus any applicable surcharge

Rates checked 1 November 2026. Standard residential purchases by individuals only. First-time buyer selection assumes every buyer meets the relevant relief conditions. England/NI relief ends above £500,000; Scotland relief saves at most £600; Wales has no separate first-time buyer relief. Additional-property selection assumes the higher-rate rules apply and no replacement-main-home exemption. England/NI adds 5 percentage points; Scotland adds 8% of the whole price; Wales uses separate higher bands. Additional-property charges are not applied below £40,000. The non-UK resident option adds 2 percentage points for England/NI only. Lease rent, companies, trusts, linked/mixed transactions, shared ownership, refunds and transitional contracts are excluded. Confirm eligibility and completion-date rules with your solicitor.

Official rates & guidance

A worked example

With purchase price (£) of 300,000, estimated sdlt is 0 GBP. Change the example above to match your situation.

Enter amounts in the same currency and time period. Results display up to two decimal places; calculations use unrounded values. These estimates are for planning and education.

Common questions

Which tax applies to my purchase?

Property location determines the tax: SDLT in England and Northern Ireland, LBTT in Scotland and LTT in Wales. Your residence does not change which national system applies.

Can I assume I qualify as a first-time buyer?

No. Check the official eligibility rules for all joint buyers. Previous property ownership anywhere in the world can matter. Selecting first-time buyer applies the relief only within the rules this tool models.